Help Centre · 8 articles

Driving rules & cover scope

Europe, towing, driving other vehicles, courtesy cars, and friends behind the wheel.

Can I drive in Europe?

Yes — minimum third-party cover is automatic across the EU. Comprehensive often needs an add-on.
Am I covered to drive other vehicles?

Sometimes — and only on a third-party basis. Check your certificate.
Am I covered to tow a trailer?

Third-party cover is automatic while attached. Comprehensive needs an add-on.
Am I entitled to a courtesy vehicle?

Only if you have the courtesy vehicle add-on, or your repairer offers one as a goodwill gesture.
Driving in Northern Ireland

Same insurance as the rest of the UK. No green card needed.
Driving in the Republic of Ireland

Third-party cover is automatic. A green card isn't legally required but it's recommended.
Provisional licence — what's covered?

Provisional drivers need their own learner policy, or to be named on someone else's.
Track day cover

Standard policies exclude track use. You need specialist single-day cover.

Can't find what you're looking for?