Driving rules & cover scope

Provisional licence — what's covered?

Provisional drivers need their own learner policy, or to be named on someone else's.


A provisional licence holder can only drive when supervised by a full-licence holder with at least 3 years' experience, in a vehicle showing L plates.

📋Two insurance routes

  • Their own learner policy — short-term policies (a month, 3 months, 6 months) built for learners. Usually third-party only.
  • Named on someone else's policy — works only if the main driver's insurer accepts provisional named drivers. Many don't.

Still stuck? Broll-e or the team will sort you out.