Renewals

Can I change cover at renewal?

Yes — renewal is the easiest moment to add or drop add-ons, change excess, or adjust mileage.


Renewal is the easiest point to restructure cover because the broker re-quotes everything fresh. Things you can change at renewal without a mid-term admin fee:

  • Voluntary excess — raising it usually cuts the premium
  • Annual mileage
  • Add-ons — add, drop, or upgrade tiers
  • Cover level — third-party only to comprehensive, and so on
  • Named drivers

Still stuck? Broll-e or the team will sort you out.