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Claims & incidents

What if the other driver is uninsured?

Notify your insurer and check whether the Motor Insurers’ Bureau can help with your circumstances.


Tell your insurer if you are involved in a collision with an uninsured or unidentified driver. Ask whether your policy covers the damage and what to do next.

Motor Insurers' Bureau

The MIB may compensate eligible victims of uninsured or untraced drivers. Eligibility and the claims process depend on the circumstances; payment is not automatic. Use the official MIB claims guide to check the route available to you.

If safe, record the registration, location, time, damage and witness details. Do not confront or pursue another driver to collect evidence. Contact the police where needed and keep any reference provided.

Still stuck? Broll-e or the team will sort you out.