Policy Add-Ons
Breakdown Cover

Breakdown Cover


Our breakdown cover add-on provides cover for you if your vehicle suffers a breakdown due to an electrical or mechanical failure, lack of fuel, accident, vandalism, fire, theft, or attempted theft to the vehicle, which immediately renders the vehicle immobilised.

There are three tiers of breakdown cover that we offer:

Roadside Assistance & Recovery

Covering breakdowns which occur more than a one-mile radius from your home address, cover is for you and your vehicle to be recovered to the nearest garage, your home or original destination up to 20 miles from the scene of the breakdown.

Home Start & National Recovery

In addition to the cover provided with Local cover above, your vehicle will be covered at your registered home address or within a one-mile radius of your home address. Your vehicle can also be recovered to your home address, or if you would prefer, your original destination within the UK.

UK & European Recovery

In addition to the cover provided with National cover, your vehicle will also be covered within the following European territories.

Albania, Andorra, Austria, Balearics, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Canary Isles, Corsica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal, Republic of Ireland, Romania, San Marino, Sardinia, Serbia, Sicily, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, Turkey (West of Bosphorus) and Vatican City.

For full terms and conditions of this add-on, please contact our team on 0148 394 7608 who will be happy to provide further information.


The annual cost for Breakdown Cover is:

Roadside Assistance & Recovery
Home Start & National Recovery
UK & European Recovery

In order to purchase this add-on, please give our team a call directly on 0148 394 7608.


If Your Vehicle breaks down please call Our 24 hour Control Centre on 0333 200 4674.

Calls to 0333 numbers are usually chargeable at a local rate from both UK landlines and mobile phones. These calls are usually included within network providers’ “free minutes” packages.

You should also ensure that you have your own insurance details available.


You have the right to cancel this add-on within 14 days of the date of issue. We will refund to you any premium you have paid and will recover from you any payments we have made.

You may cancel this add-on after the 14 day cooling off period but no refund of premium is available.

A refund of premium is not available if the Period of Insurance of the policy is for a period of less than one month.

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